Finance by people who know your world.
Asset Finance is what we do.
From farm equipment, trucks, fit-outs and fleets to workshops and machinery-heavy businesses, we’ve got you covered.
Why use Commercial Finance Group?
We understand the realities of running asset-heavy businesses — because we’ve lived them.
Downtime costs money. Utilisation matters. Cashflow doesn’t always move in straight lines. Whether it’s trucks, tractors, or machinery on the shop floor, we know how assets are actually used — and how finance needs to work around that.
That experience shapes how we structure asset finance: practical, considered, and aligned with real operations.
How It Works
We understand how the asset fits your operation
Before looking at finance options, we take the time to understand how your business operates and where you’re heading, so we can structure towards your goals.
We structure finance around your situation
Using a focused group of specialist asset lenders, we tailor the finance to suit the asset, the operation, and your priorities — not a generic template.
We stay in your corner as needs evolve
Our involvement doesn’t stop at approval. As your business changes, we’re there to support future decisions and asset requirements.
No obligation. No pressure. Just a proper conversation.
Estimate your repayments
Indicative only. Final terms and rates depend on the asset, usage, credit profile, and structure.
-
We specialise in asset finance for business-use such as vehicles, plant, machinery, and equipment — both new and used.
-
Yes. We work with a wide range of businesses, from owner-operators through to established asset-heavy operations.
-
No. An initial conversation is simply about understanding your situation and seeing whether we’re the right fit.
-
Not necessarily.
Banks and specialist lenders each have their own credit criteria, appetite, and approach to asset finance. While banks may suit some situations, they often apply more standardised structures that may not reflect how a specific asset is used in a business.
We work with a range lenders and help clients explore options that align with their circumstances and operational needs.
Rates, terms, and outcomes depend on factors such as the asset, business profile, and overall structure.
Questions we are often asked
-
Our role is to help businesses navigate asset finance by understanding how an asset fits into day-to-day operations and exploring suitable options across multiple lenders.
Rather than applying a one-size-fits-all approach, we focus on structure, flexibility, and fit — assisting with the process from initial discussion through to application and settlement.
This can help reduce friction and provide clarity, particularly where assets are specialised or business circumstances fall outside standard lending models.
-
An initial conversation will not affect your credit score. We only proceed to formal applications with your consent and when there’s a clear path forward.
-
No. In most cases, our services are provided at no direct cost to you. We’re typically remunerated by the lender once finance is settled.
-
Every situation is different. Qualification depends on factors such as the type of asset, how it’s used, the business structure, and credit profile. A short conversation is usually the easiest way to understand what options may be available.